Property development Accumulation planning addresses an individual's investment needs, asset allocation, and the suitability of different types of securities in light of your goals. Alternative Energy Tax planning considers the tax implications of individual, investment, or business decisions, usually with the goal of minimizing tax liability. Construction Buildings & Roads Risk management is intended to manage financial and other losses potentially associated with risks to your assets, business, or health. General Contractor & Suppliers Estate planning creates a master plan for the management of your property during life and the distribution of that property at death. Marine Retirement planning involves evaluating your current financial standing and creating an accumulation strategy helping to ensure a desired retirement lifestyle. Oil & Gas Business planning focuses on issues specific to business owners and shareholders. For business owners, the business is their most significant asset.